{"id":1995,"date":"2026-02-12T08:13:49","date_gmt":"2026-02-12T08:13:49","guid":{"rendered":"https:\/\/pik.global\/?page_id=1995"},"modified":"2026-02-12T08:15:40","modified_gmt":"2026-02-12T08:15:40","slug":"website-terms-of-use-for-pik","status":"publish","type":"page","link":"https:\/\/pik.global\/ar\/website-terms-of-use-for-pik\/","title":{"rendered":"\u0634\u0631\u0648\u0637 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0640 PIK"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1995\" class=\"elementor elementor-1995\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1ff49a e-flex e-con-boxed e-con e-parent\" data-id=\"f1ff49a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c2676e elementor-widget elementor-widget-text-editor\" data-id=\"2c2676e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #000000;\"><strong><b>\u0634\u0631\u0648\u0637 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/b><\/strong><\/span><\/p><p><span style=\"color: #000000;\"><strong><b>\u0622\u062e\u0631 \u062a\u062d\u062f\u064a\u062b<\/b><\/strong>\u00a017 \u062f\u064a\u0633\u0645\u0628\u0631 2025<\/span><\/p><ol><li><span style=\"color: #000000;\"><strong><b> \u0642\u0628\u0648\u0644 \u0627\u0644\u0634\u0631\u0648\u0637<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u0628\u062f\u062e\u0648\u0644\u0643 \u0623\u0648 \u062a\u0635\u0641\u062d\u0643 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 (\u0627\u0644\u0645\u0648\u0642\u0639)\u060c \u0641\u0625\u0646\u0643 \u062a\u0624\u0643\u062f \u0623\u0646\u0643 \u0642\u0631\u0623\u062a \u0648\u0641\u0647\u0645\u062a \u0648\u0648\u0627\u0641\u0642\u062a \u0639\u0644\u0649 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0634\u0631\u0648\u0637 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 (\u0627\u0644\u0634\u0631\u0648\u0637). \u0625\u0630\u0627 \u0643\u0646\u062a \u0644\u0627 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0627\u0644\u062a\u0648\u0642\u0641 \u0641\u0648\u0631\u0627\u064b \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639.<\/span><\/p><ol start=\"2\"><li><span style=\"color: #000000;\"><strong><b> \u0646\u0628\u0630\u0629 \u0639\u0646 PIK<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u064a\u062a\u0645 \u062a\u0634\u063a\u064a\u0644 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0645\u0646 \u0642\u0628\u0644 PIK (\u201c\u0646\u062d\u0646\u201d\u060c \u201c\u0644\u0646\u0627\u201d\u060c \u201c\u0644\u0646\u0627\u201d).<\/span><\/p><p><span style=\"color: #000000;\">\u062a\u0648\u0641\u0631 PIK \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0648\u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0645\u0633\u062a\u0642\u0644\u064a\u0646 \u0645\u0646 \u062c\u0647\u0627\u062a \u062e\u0627\u0631\u062c\u064a\u0629.<\/span><\/p><p><span style=\"color: #000000;\">\u0645\u0627 \u0644\u0645 \u064a\u064f\u0646\u0635 \u0635\u0631\u0627\u062d\u0629\u064b \u0639\u0644\u0649 \u062e\u0644\u0627\u0641 \u0630\u0644\u0643\u060c \u0644\u0627 \u062a\u0642\u062f\u0645 PIK \u0646\u0641\u0633\u0647\u0627 \u062e\u062f\u0645\u0627\u062a \u0645\u0635\u0631\u0641\u064a\u0629 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062d\u0641\u0638 \u0627\u0644\u0623\u0645\u064a\u0646 \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0644\u062a\u0646\u0638\u064a\u0645. \u064a\u062a\u0645 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0644\u0623\u063a\u0631\u0627\u0636 \u0625\u0639\u0644\u0627\u0645\u064a\u0629 \u0639\u0627\u0645\u0629 \u0641\u0642\u0637.<\/span><\/p><ol start=\"3\"><li><span style=\"color: #000000;\"><strong><b> \u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635 \u0648\u0627\u0644\u062c\u0645\u0647\u0648\u0631 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u0627\u0644\u0645\u0648\u0642\u0639 \u0645\u062e\u0635\u0635 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0645 \u0627\u0644\u0623\u0648\u0644 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u062f\u062e\u0644\u0648\u0646 \u0625\u0644\u064a\u0647 \u0645\u0646 \u0623\u0633\u062a\u0631\u0627\u0644\u064a\u0627. \u0646\u062d\u0646 \u0644\u0627 \u0646\u0642\u0631 \u0623\u0648 \u0646\u0636\u0645\u0646 \u0623\u0646 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u064a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u062e\u0627\u0631\u062c \u0623\u0633\u062a\u0631\u0627\u0644\u064a\u0627. \u0627\u0644\u062f\u062e\u0648\u0644 \u0645\u0646 \u0648\u0644\u0627\u064a\u0627\u062a \u0642\u0636\u0627\u0626\u064a\u0629 \u0623\u062e\u0631\u0649 \u064a\u0643\u0648\u0646 \u0639\u0644\u0649 \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0643 \u0627\u0644\u062e\u0627\u0635\u0629.<\/span><\/p><ol start=\"4\"><li><span style=\"color: #000000;\"><strong><b> \u0644\u0627 \u064a\u0648\u062c\u062f \u0639\u0631\u0636 \u0623\u0648 \u0646\u0635\u064a\u062d\u0629 \u0623\u0648 \u062a\u0648\u0635\u064a\u0629<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u0644\u0627 \u064a\u0648\u062c\u062f \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u064a \u0634\u064a\u0621:<\/span><\/p><ul><li><span style=\"color: #000000;\">\u0639\u0631\u0636 \u0623\u0648 \u0627\u0644\u062a\u0645\u0627\u0633 \u0623\u0648 \u062a\u0648\u0635\u064a\u0629 \u0628\u0623\u064a \u0645\u0646\u062a\u062c \u0623\u0648 \u062e\u062f\u0645\u0629 \u0645\u0627\u0644\u064a\u0629;<\/span><\/li><li><span style=\"color: #000000;\">\u0627\u0644\u0645\u0634\u0648\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u064a\u0629\u061b \u0623\u0648<\/span><\/li><li><span style=\"color: #000000;\">\u062f\u0639\u0648\u0629 \u0644\u0644\u0627\u0633\u062a\u062d\u0648\u0627\u0630 \u0639\u0644\u0649 \u0623\u064a \u0639\u0645\u0644\u0629 \u0648\u0631\u0642\u064a\u0629 \u0623\u0648 \u0623\u0635\u0644 \u0631\u0642\u0645\u064a \u0623\u0648 \u0627\u0644\u062a\u0635\u0631\u0641 \u0641\u064a\u0647 \u0623\u0648 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0647.<\/span><\/li><\/ul><p><span style=\"color: #000000;\">\u0642\u062f \u064a\u062a\u0645 \u062a\u0642\u062f\u064a\u0645 \u0623\u064a \u062e\u062f\u0645\u0627\u062a \u0645\u0634\u0627\u0631 \u0625\u0644\u064a\u0647\u0627 \u0645\u0646 \u0642\u0650\u0628\u0644 \u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u062e\u0627\u0631\u062c\u064a\u064a\u0646 \u0648\u062a\u062e\u0636\u0639 \u0644\u0634\u0631\u0648\u0637\u0647\u0645 \u0648\u0623\u062d\u0643\u0627\u0645\u0647\u0645 \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0648\u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0645.<\/span><\/p><ol start=\"5\"><li><span style=\"color: #000000;\"><strong><b> \u0625\u062e\u0644\u0627\u0621 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u0642\u062f \u062a\u062a\u0643\u0627\u0645\u0644 PIK \u0645\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627 \u062c\u0647\u0627\u062a \u062e\u0627\u0631\u062c\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0639\u0627\u0644\u062c\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0648\u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0648\u0634\u0628\u0643\u0627\u062a \u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u0648\u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0623\u0648 \u062a\u0634\u064a\u0631 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\u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0644\u0644\u063a\u0631\u0636 \u0623\u0648 \u0627\u0644\u062e\u0644\u0648 \u0645\u0646 \u0627\u0644\u0641\u064a\u0631\u0648\u0633\u0627\u062a.<\/span><\/p><ol start=\"7\"><li><span style=\"color: #000000;\"><strong><b> \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0627\u0644\u0630\u064a \u064a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 PIK \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0636\u0631\u0631 \u064a\u0646\u0634\u0623 \u0639\u0646:<\/span><\/p><ul><li><span style=\"color: #000000;\">\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0623\u0648 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\u0627\u0644\u0628\u0644\u0648\u0643 \u062a\u0634\u064a\u0646 \u0623\u0648 \u0623\u0639\u0637\u0627\u0644 \u0641\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b.<\/span><\/li><\/ul><p><span style=\"color: #000000;\">\u0644\u0627 \u064a\u0648\u062c\u062f \u0645\u0627 \u064a\u0633\u062a\u062b\u0646\u064a \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u0628\u0639\u0627\u062f\u0647\u0627 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646.<\/span><\/p><ol start=\"8\"><li><span style=\"color: #000000;\"><strong><b> \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u0642\u062f 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PIK \u0644\u064a\u0633\u062a \u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a.<\/span><\/p><ol start=\"9\"><li><span style=\"color: #000000;\"><strong><b> \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u062c\u0645\u064a\u0639 \u0645\u062d\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u0648\u0642\u0639 \u0645\u0645\u0644\u0648\u0643\u0629 \u0623\u0648 \u0645\u0631\u062e\u0635\u0629 \u0644\u0634\u0631\u0643\u0629 PIK \u0648\u0645\u062d\u0645\u064a\u0629 \u0628\u0645\u0648\u062c\u0628 \u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629. \u0644\u0627 \u064a\u062c\u0648\u0632 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u0645\u062d\u062a\u0648\u0649 \u062f\u0648\u0646 \u0645\u0648\u0627\u0641\u0642\u0629 \u062e\u0637\u064a\u0629 \u0645\u0633\u0628\u0642\u0629.<\/span><\/p><ol start=\"10\"><li><span style=\"color: #000000;\"><strong><b> \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u062a\u062d\u062f\u064a\u062b \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0641\u064a \u0623\u064a \u0648\u0642\u062a. \u064a\u0634\u0643\u0644 \u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0642\u0639 \u0642\u0628\u0648\u0644\u0627\u064b \u0644\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u062d\u062f\u062b\u0629.<\/span><\/p><ol start=\"11\"><li><span style=\"color: #000000;\"><strong><b> \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062d\u0627\u0643\u0645<\/b><\/strong><\/span><\/li><\/ol><p><span style=\"color: #000000;\">\u062a\u062e\u0636\u0639 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0646\u064a\u0648 \u0633\u0627\u0648\u062b \u0648\u064a\u0644\u0632\u060c \u0623\u0633\u062a\u0631\u0627\u0644\u064a\u0627\u060c \u0648\u0645\u062d\u0627\u0643\u0645 \u062a\u0644\u0643 \u0627\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0647\u064a \u0635\u0627\u062d\u0628\u0629 \u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635 \u0627\u0644\u0642\u0636\u0627\u0626\u064a \u0627\u0644\u062d\u0635\u0631\u064a.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Website Terms of Use Last updated:\u00a017 December 2025 Acceptance of Terms By accessing, browsing, or using this website (the Site), you confirm that you have read, understood, and agree to be bound by these Website Terms of Use (Terms). If you do not agree with these Terms, you must immediately stop using the Site. About [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"tpgb_global_settings":"","inline_featured_image":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-1995","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Website Terms of UseLast updated: 17 December 2025 Acceptance of TermsBy accessing, browsing, or using this website (the Site), you confirm that you have read, understood, and agree to be bound by these Website Terms of Use (Terms). If you do not agree with these Terms, you must immediately stop using the Site. 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